Verbraucherzentrale verklagt #TradeRepublic wegen irreführender Zinswerbung. Vorwürfe: Variabler Zinssatz nicht transparent, eingeschränkte Einlagensicherung und unklare Risikoverteilung. #Fintech https://winfuture.de/news,148810.html?utm_source=Mastodon&utm_medium=ManualStatus&utm_campaign=SocialMedia

Neobroker passt "Tagesgeld" Zinssätze an: Trade Republic reduziert von 3,0% auf 2,75% p.a. Betrifft Neu- und Bestandskunden gleichermaßen. #Fintech #Zinsen https://winfuture.de/news,148649.html?utm_source=Mastodon&utm_medium=ManualStatus&utm_campaign=SocialMedia

N26 will den Finanzmarkt revolutionieren: Ab Ende Januar 2025 können Kunden kostenlos Aktien und ETFs handeln. Ein Novum in Europa, das den Zugang zu Investments erleichtern soll. #N26 #Fintech https://winfuture.de/news,148347.html?utm_source=Mastodon&utm_medium=ManualStatus&utm_campaign=SocialMedia

Die Technische Richtlinie TR-03174 "Anforderungen an Anwendungen im Finanzwesen" richtet sich an #Fintech-Unternehmen, wie #Banken, #Finanzdienstleister oder Start-Ups aus dem Bereich #Finanztechnologie, und bietet konkrete Prüfaspekte für die Entwicklung von mobilen Anwendungen, Web-Anwendungen und Hintergrundsystemen. Die TR soll u.a. helfen, Dienstleistungen von Beginn an sicher zu gestalten und das Prinzip "Security by Design" zu berücksichtigen.

👉 https://www.bsi.bund.de/dok/1133298

"Today, the CFPB announced that it is seeking public input on strengthening privacy protections and preventing harmful surveillance in digital payments, particularly those offered through large technology platforms. The agency is requesting comment on implementing existing financial privacy law and how to address intrusive data collection and personalized pricing. Additionally, the CFPB requested comment on a proposed interpretive rule outlining how the Electronic Fund Transfer Act, which provides consumers with protections against errors and fraud, applies to new types of digital payment mechanisms, such as those currently offered through large technology companies and video gaming platforms, as well as stablecoins and other digital currencies that are not widely used today in consumer transactions.

“When people pay for their family expenses using new forms of digital payments, they must be confident that their transactions are not tainted by harmful surveillance or errors,” said CFPB Director Rohit Chopra. “The CFPB is seeking public input on how to apply longstanding consumer and privacy protections to new and emerging payment mechanisms.”"

https://www.consumerfinance.gov/about-us/newsroom/cfpb-seeks-input-on-digital-payment-privacy-and-consumer-protections/

#USA #CFBP #DigitalPayments #Privacy #FinTech